Current Interest Rate The current 504 rate for 20-year loans for July : 5.21 % Historical 504 Rates Click Here to see a chart of 504 interest rates in comparison to Prime Rates If you would like for us to e-mail you the new 504 rates when they are established each month, please enter your e-mail address here: To get an instant sample 504 financing structure for your project, Click Here *Please note that all 504 loans funded in a given month are funded from the same pool of loans and bear the same underlying rates. Also, please note that the effective rate quote above is based on the lowest CDC servicing rate that SBA permits. This 504 rate calculation is done with a methodology based on averaging the fixed payments for each 5-year period of the 20-year loan and adding a factor to adjust for the time value of money on the payment differential. All 20-year 504 loans funded in any given month carry identical underlying interest rates. There is also a 10-year 504 loan, typically used for heavy equipment purchases, that bears a different underlying rate. Please contact us for details. Success Capital Expansion & Development Corporation 1420 F Street 2nd Floor Modesto, CA 95354 Phone: (209) 521-9372         created by Allusions Designs